Transparency
Our Pricing
Fair premiums, published openly — from your first gram to your 100th
Premium Transparency
Price = spot + premium. Across the market, the smaller the piece, the higher the premium. We set out to change that — and we publish every premium openly:
- The Premium Curve® — Your premium falls as your grams add up — across every order.
- Standard Gold Bars and Coins — A sealed bar or coin, priced by size against the market.
- MAG · My Allocated Gold™ — Whole grams of one large vaulted bar — no per-piece minting cost.
Know the difference
We show premium — never spread
- Every price in our shop carries a premium — what you pay above spot, known the moment you buy.
- A spread depends on a future sell price, so nobody can know it on the day you buy. We don't quote a number that doesn't exist yet.
- A spread that looks lower than a premium is not cheaper — it is divided by a bigger number. Compare premium with premium.
Loading live figures…
Worked example on one gram at today's spot and our 1g premium. The sell price is an assumption for the example, not a quote.
The Premium Curve®
Our premium
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The market
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Median premium on a 1g piece (March 2026 survey)
What you get
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Average premium across a full 50g journey — then convert to a sealed 50g bar
Standard Gold Bars and Coins
Our premium
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The market
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Median premium at the same sizes (March 2026 survey)
What you get
A sealed, hallmarked bar or coin
Recognised refiners and mints — delivered to you or stored in our vault
MAG · My Allocated Gold™
Our premium
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Whole grams of a large vaulted bar
The market
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Median premium on 1g non-physical delivery (allocated gold)
What you get
Convert any time
No storage fee while we hold it — convert to a physical bar whenever you like by paying the difference
1g Splits to 1oz Bars
The Premium Curve®
Your premium is set by your cumulative grams across all orders — not just what's in today's cart. Every gram you've ever bought through the curve carries forward to your next rate. Drag the slider to see the premium at any position in the cycle.
Grams accumulate across orders in 50g cycles. When you hit 50g, the cycle resets and you start fresh — but your history of completed cycles is yours forever.
See how the curve lowers your premium as you accumulate — model your own plan.
See your savings →Standard Gold Bars and Coins
Sealed bars and coins, priced by size at a reasonable premium — a different model from the curve, but the same commitment to honesty.
The pricing model differs — the quality standard does not. Every piece is 999.9 fine gold from LBMA-accredited refiners and mints, and GST-exempt as an Investment Precious Metal. You are choosing a way to buy, not between good gold and bad gold.
MAG · My Allocated Gold™
MAG — My Allocated Gold — lets you own gold gram by gram as your recorded share of a serial-numbered bar held in our vault. Premiums are kept low so your MAG grows as you accumulate. You don't have to wait until you reach 50g or 100g to hold physical gold: whenever you are ready, your MAG counts at its full value — what the same grams cost to buy that day — towards the current price of a physical bar, down to the smallest size we carry, and you pay the balance. Prefer cash? Sell it back to us at our buyback price.
How MAG is priced. Live spot plus the premium for the number of grams in that purchase, locked when you confirm. No storage fee while we hold it. When you sell back, each gram is valued at spot plus that bar's buyback premium; when you apply MAG towards a physical bar at checkout, it counts at its full MAG value — what the same grams cost to buy that day. MAG Agreement
Why Smaller Pieces Cost More?
The price of any gold piece has two components — Spot and Premium. But the premium itself is not one thing — it is two.
What makes up the total price of a smaller denomination piece like 1g
Fair Premium
The real cost of getting physical gold from the refinery to your hands. Every dealer must charge this — it cannot be avoided.
- ·Minting & refining costs
- ·Logistics, shipping & insurance
- ·Inventory holding costs
- ·Quality verification & packaging
- ·Operational viability
Sentiment Premium
When a purchase is driven by occasion, emotion or urgency rather than research, price sensitivity naturally takes a back seat. Premiums across the market tend to reflect this reality.
- ·Gifting — occasion urgency removes price sensitivity
- ·Religious & cultural events (Diwali, Chinese New Year, Eid, Weddings)
- ·Impulse purchase at jewellers or airport shops
- ·Limited knowledge of how gold pricing works
- ·Convenience — willing to pay for immediacy
1Plus1Gold charges the Fair Premium only. We publish it openly. The Sentiment Premium is not ours to collect.
See our rates below ↓Market Premium Range by Denomination
Surveyed market range (min → max) for each denomination, with the market median and 1Plus1Gold price marked. The dashed marker is this week's live median across the dealers we track; the last row is 1g non-physical delivery (allocated gold you do not take home), compared with MAG.
NPD = Non-Physical Delivery — also called tokenised or digital gold: gold you own but do not take home. Compared with MAG.
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